NGPay closes its recharge facility

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Sometimes, you really hate when something you liked most about something drops the same service. Around two and half month back, I wrote about NGPay. The best part of the service was mobile top-ups at the moments, you might need them urgently and no other options might be nearest. Sorry to say you guys,  NGPay decided to close down the service since last few days, if I know right.

Not sure, since when the service is closed down, but I came to know around few days back only, the very first mention on tweet from NGpay side was on July 19, 2010, when they claimed that due to too high failure levels, they are forced to remove the service from their catalogue.

NGPAY1

More sad part was their re-confirmation on the day next, adding that the services wont be returning soon.

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What kind of issues they might be facing?

As I wasn’t able to find any link for any of their blog neither does their own site has any updates on it except this twitter account, nothing confirms that this service is closed permanently.

Issues as much we could guess were particularly related to failed recharges due to communication issues due to limited capacity of mobile internet, delays in secure communication channels, in-correct recharge amounts and something like these.

But still I think it was a business decision due to low margins against high risk factor and too many channels required to resolve issues otherwise IRCTC sure has much more high failure rate in comparison of mobile recharges. I myself faced any issue with recharges rarely, while got more than 5-6 times refunds while using IRCTC through NGPay. But still IRCTC is in their catalogue, while mobile recharges are not… why?

Problem lies in the same thing, NGPay came in existence for. No unified system, there are no perfect routes to return the money from the mobile service providers while IRCTC refunds are very well made and functioning perfectly in comparison.

Still we wish that they may overcome these issues very soon.


What are the alternatives?

I am not really sure that why government or mobile operators are not coming on their own to provide a unified service that could provide online recharges to everyone for any of the provider available across India. May be  there are options of online recharge from individual service providers like Vodafone or Airtel or any other, but nothing matches with a unified system that could be accesses via a simple application in your mobile itself.

One such still available application/ service is mCheck that is still working for recharges.. not sure till when..

NGPay for mobiles-Redefining the way you live your life

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Note: This is for Indian readers as I am not aware if NGPay is available in overseas

Mid of the night, you are talking with a friend that suddenly find that you are about to go down on balance. Bye dear!! will talk you in morning? why? You cant recharge at this time?

A happy weekend, you decide to go movie with a friend. Which movie? What are show timings? What are rates? How to book them fast? Lucky if you are at home and could surf sites over Laptop or computer, but what if you are in a restaurant with friends? There are so many malls, how many numbers you could remember for booking through SMS?

Got a few days off from office. Thought to visit your native place. Booked train/ flight ticket somehow, but didn’t got a return ticket, thought will buy from home side (In Tatkal may be). But there you find that only Internet Cafe is half a kilometer and that too suffered with full of virus infected computers and also power cut most of the time. What now? Will you join the queue on Railway station?

dosomething


Yes!! you guessed right from the title, I am about to talk on NGPay; also known as India’s Largest Mall on Mobile. For people already knowing a little about it, its a confirmation post that it works flawlessly and for people new to this, here comes something to redefine the meaning of your Smartphone. Its mCommerce.

ngpay is India’s largest mall on your mobile, end-to-end mCommerce service. It is a convenient solution interface between the consumers and merchants. You can shop, bank, buy tickets, pay bills and more easily and securely from your mobile handset. A solution for all situations like I mentioned in start and much more to it.

How to start with: The service is not SMS based, it requires just basic GPRS functionality enabled on your Handset. You thus need to subscribe to basic GPRS plan from your Mobile operator (a rent free plan is available with most operators). And since it is a Java based application, it would work on most handsets (Sorry about Nokia N900 though). Just a 63 kb download from NGPAY.com (from your mobile) and you are ready to go, alternatively you can SMS “ngpay” to 56767 to get the link.

Open ngpay.com on mobileDownload and install NGPaySecurity warning, but don't be afraid

Its version 4.08 as of May 16, 2010Size is just 63 KBDoesn't take long to install


What you can do with NGPay? Not only the above three situations mentioned, you can go for more and more and the comfort will go on as the other services keep on adding into the catelouge. So its your one stop solution for all.

Small orrange icon in your applicationsJust needs working GPRS connectionI mean any working connection including Wi-Fi

Every communication with server is encryptedYou need to register your number and detailsAlso address details

There will be a 6 dgiit numeric passwordWelcome to NGPayCurrently supporting 115 services

I hope you will find yourself using first two a lotRecharge adn Topup will come always handyMay be your cinema not listed here but all leading one like PVR, Big and Fun Cinemas are here

Travel and accomodationYou can book train tickets through IRCTC hereI guess it was gift category

Yes!! you can book snacks from hereTill now only Domino is big name hereFrom Aircel to BSNL all could be recharged from here

Recharge1Recharge2Recharge3

Recharge typeCircle, supoprts all indiaRecharge any mobile directly not only yours

I have posted just a few screenshots to show that you can not only book move tickets, buy pizza, buy recharge PINs or Book railways/ flight tickets but can do much more than it. Sure amazing that how many services it covers. Personally it’s been lovely for me for recharging at odd timings and once life saviour for booking a train and a flight ticket.

How do you pay for your transactions here: ngpay is absolutely safe and has certified financial grade security. You can pay using a variety of payment instruments. Currently your regular MasterCard / Visa credit cards, HDFC Bank Account, and ItzCash cards are supported (yeah!! still not all debit cards, but I hope soon it will). For your convenience and quicker check-out, you can store your payment details in secure ngpay wallet.

I am using my credit card for the payment as currently it doesn’t support my IDBI Bank Account.

So, what are you thinking? Give it a try and tell me back, if its cool.

Now you could download the app for this blog on your Nokia (Symbian5) via  this link or widget via this link.